Course Content

  • 1

    Module 1: Objectives and Goal Setting

  • 2

    Module 2: The Importance of Asset Allocation

    • (1) The Importance of Asset Allocation FREE PREVIEW
    • Sample Portfolio Tracker
    • (2) Sample Portfolios and Advanced Tips
    • Explanatory Note - Determining if your asset allocation fits your risk appetite
    • Explanatory Note - SSBs
    • Explanatory Note - What are the platforms to invest in Gold?
    • Explanatory Note: What about Investment Linked Policies?
    • Module 2 - Recap
    • Portfolio Templates
    • Map out your asset allocation
    • Further Reading
    • Extra Content: All Weather Portfolio for Singaporeans
    • Extra Content: How to Hedge a Portfolio
  • 3

    Module 3: Understanding the Market Cycle

    • How The Economic Machine Works by Ray Dalio
    • Understanding the Market Cycle
    • Module 3 Recap
    • Q1 2020 Market Outlook (This lesson will be continually updated)
    • Further Reading
    • Explanatory Note - Adjusting Portfolio based on Market Cycle
    • Explanatory Note: Things to look out for in market tops / bottoms
    • New Content: Liquidity drives markets
  • 4

    Module 4: REITs

    • (1) Introduction to REITs
    • (2) How to Evaluate and Pick REITs
    • REITs Scorecard
    • Explanatory Note - Manager's Asset Valuation and Perpetual Bonds
    • (3) Understanding the Property Cycle
    • (4) Case Study
    • (5) Constructing a Diversified REIT Portfolio
    • (6) Advanced Tips
    • Module 4 Recap
    • Glossary of REIT Terms
    • SREIT Sector Contribution
    • Further Reading
    • Extra Reading - Why are HK REITs less attractive than Singapore REITs
  • 5

    Module 5: Property Investing for Individuals

    • Property Investing for Individuals
    • Advanced Tips
    • Module 5 Recap
    • Further Reading
    • Explanatory Note: When should you pay off your mortgage
  • 6

    Module 6: Shares

    • (1) What you need to know about stocks
    • (2A) How to evaluate and pick stocks - Growth
    • (2B) How to evaluate and pick stocks - Dividend
    • Shares Scorecard
    • (3) Case Study
    • (4) Constructing a diversified stock portfolio
    • (5) Advanced tips
    • Module 6 Recap
    • Common Valuation Metrics
    • Further Reading
    • Explanatory Note: When to buy a share?
    • Explanatory Note 2: When to buy a share after a crash
    • Additional Info: Where to get more advanced Financial Data
  • 7

    Module 7: ETFs

    • (1) How to evaluate and pick ETFs
    • (2) Case Study
    • (3) Constructing an ETF Portfolio and Advanced Tips
    • Module 7 Recap
    • Further Reading
  • 8

    Module 8: Bonds & Fixed Income

    • (1) What you need to know
    • (2) How to evaluate and pick fixed income
    • (3) Case study
    • (4) Constructing a portfolio and advanced tips
    • Module 8 Recap
    • Explanatory Note - Eurodollar Futures
  • 9

    Module 9: CPF & Tax Planning

    • (1) Tax planning
    • (2) CPF strategies
    • (3) SRS
    • Module 9 Recap
  • 10

    Module 10: Sample Portfolios

    • (1) Sample Portfolio - Balanced
    • Portfolio Templates
    • Ask FH Index
    • (2) Sample Portfolio - Aggressive / Business
    • (4) Final Tips
    • Test your Knowledge!
    • Further Reading
    • (3) FH Personal Portfolio
    • FH Personal Portfolio (Updated)
  • 11

    Module 11 - Resources on COVID-19

    • Wuhan Virus: When to start buying stocks?
    • How will S-REITs be affected by Wuhan Flu?
    • China ETF Comparison
    • Is it time to start buying stocks? Has it peaked?(11 Feb 2020)
    • COVID-19: Status Update (24 Feb 2020)
    • Will COVID-19 cause a recession? 3 steps you must take as a Singapore Investor (29 Feb 2020)
    • Quick Thoughts - Use the Stimulus Rally to sell? (2 March 2020)
    • COVID19: Changes to base case, and a note on Cloudflare (5 March 2020)
    • OPEC+ and Oil Prices (9 March 2020)
    • [FH AMA] Responding to your queries (Part I - 11 March)
    • [FH AMA] Responding to your queries (Part 2 - 12 March)
    • FH Warchest (11 March 2020).pdf
    • Changes to Base Case and Buy Signal (13 March 2020)
    • Fed Bazooka (or nuke) falls flat. What happens next? (17 March 2020)
    • Status Update on Buy Signals (25 March 2020)
    • Status Update - Responding to Questions (25 March 2020)
  • 12

    Module 12: Advanced Reading

    • Introduction
    • Fundamentals Investing v Technical Investing
    • FH Stock Watch: Quick thoughts on 5 stocks (17 Nov 2019)
    • 3 Key Trends that will define our investing lifetimes (Part I)
    • Good vs Great Companies
    • Bonus Content - Macro Factors affecting REITs
    • Bonus Content - Macro Factors affecting REITs
  • 13

    Bonus Content - Module 13: Statistics, Probabilities and Randomness - Getting an extra edge in Financial Markets

    • 1. Understanding Statistics
    • 2. Learn what Fools the Mind
  • 14

    FAQs

    • Further Resources
    • Feedback
    • Ask me anything!
  • 15

    Appendix A - Access to Patron Content

    • Guide to Accessing Patron Content
    • FH Stock Watch (16 June 2020)
    • Status Update - Responding to Questions (25 March 2020)
    • Status Update on Buy Signals – 25 March 2020
    • Singapore Stocks / REITs – Is value starting to emerge? (23 March 2020)
    • Status Update on Markets – Thoughts on the rally, oil, SIA and REITs (31 March 2020)
    • Collection of thoughts – Mortgage deferment, Private Residential Property, US rally, Singapore REITs (7 April 2020)
    • Global Monetary Endgame – Liquidity =/= Solvency (11 April 2020)
    • Recommended Read: Understanding the Eurodollar market (14 April 2020)
    • Implications of REIT Changes, and cure for COVID-19? (17 April)
    • A Commentary on Oil (21 April 2020)
    • Commentary on asset classes (Part I) - 28 April 2020
    • Commentary on all asset classes (Part II) (30 April 2020)
    • Commentary on all asset classes (Part III) (6 May 2020)
    • Commentary on all asset classes (Part IV) (13 May 2020)
    • Commentary on all asset classes (Part V)
    • US-China Conflict - Impact of HK Security Bill and US Act (26 May 2020)
    • Update on Global Macro (4 June 2020)
    • Why do stocks keep going up? How am I investing? (9 June 2020)
    • How to build an All-Weather Portfolio in 2020 – For Singapore investors? How to invest for Singaporeans?
    • Why the next 3 – 6 months worry me (21 June 2020)
    • Understanding how Gold works (24 June 2020)
    • Is Facebook a good buy at the current price? (30 June 2020)
    • How to hedge a portfolio? (8 July 2020)
    • 3 Quick Thoughts on Singapore’s Economy Post GE (14 July 2020)
    • Where is the best place to park excess cash right now? (21 July 2020)
    • A brief guide to Investing in Semiconductors (Part I)
    • A brief guide to Investing in Semiconductors (Part I)
    • Thoughts on Bank Dividend Cuts (31 July)
    • A brief guide to Investing in Semiconductors (Part II) (5 Aug 2020)
    • FH Stock Watch (4 Aug 2020)
    • FH Personal Portfolio (4 Aug 2020)
    • Reflation rotation and US-China Cold war (12 Aug 2020)
    • Thoughts on the Singapore Budget, and Silver (18 Aug 2020)
    • FH Stock Watch (19 Aug 2020)
    • How to invest in this market? (25 Aug)
    • FH Personal Portfolio (1 Sep 2020)
    • Starhill Global REIT - Case Study (2 Sept 2020)
    • FH Stock Watch (7 Sep 2020)
    • Nongfu Spring IPO, China Banks, and how to invest in China (8 Sep)
    • Snowflake IPO, and some thoughts on the NASDAQ “Bubble” (15 Sep)
    • Update on Global Macro, and changing my mind on Comfort Delgro (22 Sep 2020)
    • Which are the most attractive stocks now? + FH Stock Watch (29 Sep 2020)
    • FH Personal Portfolio (5 Oct 2020)
    • Investing in Oil (7 Oct 2020)
    • General Thoughts on Investing Right Now (14 Oct 2020)
    • The start of the downfall of Big Tech? (21 Oct 2020)
    • FH Stock Watch (20 Oct 2020)

FAQ

  • Why build the FH Course?

    The most common question I get on Financial Horse is: “I am x years old. I have y dollars in the bank. How do I invest my money?” After answering countless reader questions and Ask FH questions, it started becoming obvious to me that the response to all these questions were broadly similar. There was an underlying set of considerations and framework that applied to investing for Singaporeans. I knew that I had to share this framework with readers in a way that was more efficient than replying to them individually. The FH Course is a complete guide to investing on a user-friendly platform that allows investors to learn at their own pace & build an effective portfolio.

  • What is the FH Course about?

    Unlike other courses which only touch on 1-2 topics, the Complete Guide to Investing for Singaporeans gives you everything you need to know as an Investor in Singapore – from asset allocation, understanding the market cycle, Stocks, REITs, bonds, ETFs, Property, and CPF to build a complete portfolio as a Singaporean investor.

  • Why does this matter?

    I’m a huge believer in asset allocation. To build this course, I re-thought my entire approach towards asset allocation for Singaporean investors. I built a complete framework from the ground up to think about your net worth as a Singaporean, inclusive of CPF, property (residential + investment), bonds, stocks, REITs. This is the same approach I adopt towards conceptualising my own net worth. In fact, I would even go so far to say that the Asset Allocation module itself is probably worth the entire course fee.

  • What is the structure of the course?

    The course consists of 10 modules. Each module consists of video lectures, exercises, resources, and reading materials that you can go through at your own pace. Click on the expandable Table of Contents above to learn more!

  • Why invest in the FH Course?

    Can you learn everything in this course by yourself? Absolutely, most of this can be learned through books, classes, and painful trial and error. But ask yourself, how long would it take for you to build up such knowledge? Think of this as a way to shortcut years of learning, and immediately start on a much higher base than your peers. It took me 10 years to build up the knowledge I have today. If I had been offered such a course 10 years ago, I absolutely would have jumped at the chance.

  • Who should take the FH Course?

    There are 3 types of investors this course is suitable for: (1) New to investing: Whether you are in NS, university or just started work, the course will help you start your investment journey the right way. (2) Established Investors: For investors who want to finetune their portfolio, the course will reframe your asset allocation to maximize returns, with tips and insights from my own investing strategies. (3) Investors thinking of retirement: Close to retirement? Protect your nest egg and make it grow for you, safely and confidently through retirement.

  • Is 349 USD too much?

    Think about it this way – the first stock I bought I invested 2000 USD, and I lost 80% of that money. That’s 1600 USD. As a beginner investor, you’re bound to make mistakes. If this 349 USD can help you avoid a 50% loss on a 2000 USD investment, it’s paid for itself more than 3 times over. Think about how much you’re investing in the markets over a lifetime, and how much you can improve with a strong foundation. If you invest S$20,000 a year from 25 to 65, The difference between 5% a year and 7% a year over a 40 year investing period (25 to 65) is $2.5 million vs $4.2 million. That’s a whopping 68% difference, or S$1.7 million. All proceeds go into the running of the site, and allows me to create more amazing, free content for readers.

  • How long do I get access to the FH Course?

    Signing up gets you lifetime access, and the course will be continually updated with new content to keep up with market conditions. So don't hesitate & take action to get started on your investment journey today!